Campgrounds

Camp Operators

Philadelphia Insurance Companies’ (PHLY) Camp Operators package is uniquely designed to fulfill the wide range of special insurance needed by the Camp Operator. Summer camps, day camps, religious camps, and retreat centers all teach powerful lessons in community, character building, skill development, and healthy living. Target risks are day and overnight camps operated by a single camp operator.

Key Benefits

General Liability

Comprehensive General Liability- available limits: $1M each occurrence- $2M or $3M aggregate
Abuse and Molestation coverage included
Medical payments – $5,000
Available coverage options:

  • General liability Deluxe endorsement- camps
  • Camp Medical Personnel (including volunteer workers)
  • Camp Directors Professional Liability
  • Most ISO endorsements

Liquor Liability

  • Limits to $1M/$1M (in most states)
  • Property
  • Elite Property Enhancement: camps, including: $100,000 Business Income and Extra Expense
  • Available coverage options: Blanket limits, Most ISO Endorsements
  • Umbrella/Excess Liability
  • Large Excess Limits Available
  • Inland Marine
  • Maintenance equipment, sports equipment, water inflatables, golf carts, boats, fine arts, electronic data processing, and valuable papers
  • Automobile
  • Owned autos: commercial vehicles, service vehicles, pick-up trucks, vans, and buses used to transport campers
  • Seasonal coverage: company will process endorsements to add and remove coverage or vehicles based on seasonal uses

Crime and Fidelity

  • Employee Theft/Forgery or Alteration
  • Theft, Disappearance, and Destruction
  • Guest Property

Bell Endorsement – Includes $50,000 limits each for Business Travel Accidental Benefit, Donation Assurance, Emergency Real Estate Consulting Fee, Identity Theft Expense, Image Restoration and Counseling, Key Individual Replacement Expenses, Kidnap Expense, Terrorism Travel Reimbursement, and WOrkplace Violence Counseling. $25,000 limits for each COnference Cancellation, Fundraising Event Blackout, Political Unrest ($5,000 per employee), Temporary Meeting Space Reimbursement.

Crisis Management Enhancement Endorsement- $25,000 limit for criss management emergency response expenses incurred because of an incident giving rise to a “crisis”

Documents Required for Proposal

  • Completed, signed, and dated PHLY Camp Operators application
  • COmpleted ACORD applications
  • Currently valued insurance company loss runs for the current policy period plus three (3) prior years
  • Website information or brochure

Download PDF Applications and Return by Email

Camp Operators
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